2022年10月26日星期三

How can anybody even start to calculate

 If a citizen does manage to squeeze some money out of these con companies, consider it a major feat. Just in case! For the longest time, I refused to fall into the insurance trap. But to arrive at a fair "formula" is not just daunting, but virtually impossible. Washing dishes, sweeping, doing the clothes, cooking and other assorted "services" generally provided by full-time maids, who, the tribunal decided, earn Rs 4,500 a month, for the listed chores. Passion. I have always worked from my dining table. Like the veterans always say, nobody actually wins inside a casino, except the casino! The same argument holds for insurance companies. But why then do we sign? Because we are essentially insecure people, and are conditioned to believe it is important to "protect" ourselves.

A homemaker’s contribution was described as invaluable. I tell myself, if I do drop dead, or the potholes of Mumbai claim another victim, at least some piddly amount of money can be claimed by my family.5 lakhs as compensation, going by what the Motor Accident Claims Tribunal has just awarded to Fatima Khan’s husband and their four children. The Supreme Court in 2015 had clarified that it was hard to monetise the hard work required to look after the family on a full-time basis. This may be a practical way to put a price tag on a woman’s worth, but I find it demeaning, mechanical and insensitive. This is a remarkable award on many levels. Their needs and expenses may have doubled. Be warned: if anything happens to me, the insurance company will have to pay through its snotty nose!. Society glibly describes a homemaker’s contribution as "invaluable".

Unlisted chores were not taken into consideration, I suppose. But this makes it official. Ahhhhaaaa — now comes the fun part. Frankly, it can never be accurately computed. And that entitles him to compensation. I sleep better at night.5 lakhs is better than nothing. The problem is simple: very few of us read the fine print when we sign on the dotted line. But at least, this is a beginning — a small one, but still. If I get knocked down by a speeding motorcyclist, while I am gingerly negotiating potholes, my folks will be entitled to a grand sum of Rs 5.While I am glad that Mohammed Khan’s patience didn’t run out since the time he moved the tribunal in 2012 (he had sought a compensation of Rs 6 lakhs back then), Fatima’s brother-in-law being an eyewitness to the horrific accident, strengthened her husband’s claim.Interestingly, the Motor Accident Claims Tribunal 2017 has stated that even if the husband is not financially dependent on his wife, his dependence is on the household work she provides.I have always looked at the concept of "insurance" as a clever con game, at least in India. Duties that would otherwise have been handled by house help. But isn’t. The Delhi high court in 2012 tried, by suggesting if the victim is a graduate, then you can calculate a package based on minimum salary for a graduate, with other factors thrown in (age, lack of children). This "cover" has done one thing, though. That’s a cop out. The four kids are older.5 lakhs in 2017. Writing ferociously is the bonus! Writing is therapy.

What is "notional income"? How can anybody even start to calculate it? Flavia Agnes, lawyer, argues that a working woman, who is considered as a contributing/earning member of the household, gets adequate compensation. The motorcycle owner, Ajinkya Khupte, and the Oriental Insurance Company should consider themselves really lucky to get away paying such a pittance. So the late Fatima’s life was effectively reduced to the household duties she voluntarily performed. When Fatima, a 35-year-old housewife, was killed in an accident, the tribunal took a house help’s salary as a benchmark to determine the award. But when it comes to full-time homemakers, there is a discriminatory attitude. The Supreme Court in 2012 also pointed out that often the precious time spent by homemakers can be as easily invested in education or paid work. My primary responsibilities have been towards raising my family. Recently, I quietly succumbed. And in my state of panic, I made sure all the children were "properly" insured as well. The mother-as-maid is not new. This can be viewed in positive, progressive terms, or with a heavy dose of cynicism. Who decides how "invaluable"? Here I am, looking back at 45 years of consistent work, albeit from my dining table, and wondering how valuable or invaluable that makes my life? For Mohammed Khan, Rs 5. Fatima cannot be replaced in the lives of the Khan family. But Rs 6 lakhs in 2012 cannot be compared to Rs 5. In other China Brushless DC Motors suppliers words, Fatima’s "worth" was calculated on the basis of the housework she undertook in her own home. Technically, do I qualify as a homemaker who "writes on the side"? Or a full-time writer, who looks after the household on the side? I guess I will have to be killed by a motorcyclist like Ajinkya Khupte to find the answer. As for me, I have drawn up a long laundry list of all my domestic duties over the past decades. How does one tackle these tricky issues?I see myself as a full-time homemaker

All your data can be wiped out

 What choice do I have, but to bleat out a weak ‘Ok, go ahead?’ I could have countered by asking, ‘But my dear old mechanic, you serviced the car just three weeks ago and charged me a prince’s ransom. No periodic topping up of distilled water, checking the carburettors and the oil filter, and generally burying your face under the bonnet till you surface with grease spots on your nose and cheeks, and all over your hands. And you wait. If you know how to avoid this, please call me. I come over all… what’s the word I am groping for? I know cats come into it somewhere. Either a backhand or forehand swish will do. To be fair, my UPS mechanic is courteous, takes care of the servicing and stuff, and does not treat me like I was something the cat brought in. Well, perhaps not the eating out bit so much, but you get my drift. Which happens all through the day, such that we are not sure if the lights are on courtesy the inverter or the electric supply. Although we are instructed not to talk on the mobile without removing the charger plug from the power socket, this salutary piece of advice is rarely taken seriously. As if you are to be held personally responsible for your car breaking down.The motor car, or just car to those who think the ‘motor’ prefix is old fashioned, is on the top of my list on the battery brigade.

We don’t pay much attention to them because most of us are glued to our mobiles, and only family elders, the customer service centre at our banks, the post office reminding you to renew your Public Provident Fund, the carpet cleaning service for contract renewal and some mystery 4-year-old girl at 3am IST, rolling her ‘R’s, wanting to speak with her Rukku Paati or Jaggu Thatha. Until we run into a problem. On opening the fridge door, if darkness welcomes me then I know we are powerless - in more ways than one. I was told this is not healthy for the instrument, and that you should place it on charge only when the battery reading descends below 25%. Those are the quotidian pains we must endure to merely exist, GST notwithstanding. That used to make you feel really good, like you have achieved something worthwhile. So here’s a basic guide to all Electric Bike Brushless DC Motors Manufacturers things battery operated, which we become acutely aware of only when the damn things start malfunctioning, or dying out on you.We live in an age of charging. Warm beer, for a start. As I am loath to disappoint this child on a wrong number, I try to engage her in some Tamil baby talk, before her dad snatches the instrument away, mouths an abrupt ‘Sorry bro’ in a Yankee / Palakkad accent, and cuts the line. It’s only a matter of time before the batteries conk out, and I am back to the service rigmarole once again. Three days later I am informed that a new battery will be installed, clutch plates to be replaced, oil filters changed, and the brake linings are shot to pieces. This, I now understand, is old hat.

In fact with the present generation vehicles, we are advised by the manufacturers not to even open the bonnet. To be sure, I have to trudge all the way to the kitchen to check if the refrigerator, which runs on the mains, is purring. The present day smartphones can stay on charge forever and anon.The modern day cordless landline phones require charging as well, but they keep self- charging as long as they remain in their base units over long periods. I, on the other hand, am talking of the various kinds of battery operated gadgets we cannot evidently live without, which must be charged periodically, else life as we know and understand it, comes to a grinding halt. Now, if your car sputters and breathes its last in the middle of a traffic jam on a rainy day, you somehow push the car to one side, to the hostile accompaniment of blaring horns and dirty looks. Damage? Rs 46,000/- plus GST. While on the subject, if your prime suspect for your smartphone going on the blink is the battery itself, and in a thoughtless moment, you remove the battery in order to clean it, be warned. We never worry about the car battery, do we? Of course not. The list comprises a handful of vital essentials and it is a matter of some wonderment that we never consciously think about them.

A crackle, a spark and the mosquito is history. Didn’t any of these defects show up?’ Thats the problem I have in dealing with service mechanics. All your data can be wiped out. The car is towed away, winched up on its hind legs to a service centre 20 kms outside the city limits, while I clamber into an auto, feeling bereft. Chinese made, naturally. Needs to be charged every three hours, else you may as well be serving underarm!. Got it! Pusillanimous. Long distance, I am guessing.In the fullness of time a uniformed help arrives, opens the bonnet, gives a cursory dekko and peers at you suspiciously (like you’ve deliberately yanked out the spark plugs) and finally asks, When did you last check your battery? Clearly a rhetorical question this, to which I have no adequate response. Hardly surprising that we learn of people whose ears have been singed beyond repair, and they need an audio equivalent of Braille to follow their callers. You then call up the service blokes. Most people I know keep their mobiles perennially plugged in. Serves them right, I say. Everything must be charged, and I do not refer to being billed for buying and consuming all manner of everyday bare necessities - petrol, provisions, eating out, Amazon, Flipkart and so on. And pray. The rest falls into a predictable pattern. Again with the cats!We move on to our mobile phones. Probably New Jersey.Finally, I have this battery operated tennis racket contraption for electrocuting mosquitoes.Let’s move on to the Uninterrupted Power Supply (UPS) system in our apartment, inconspicuously tucked away in a corner on the terrace, providing us with instant switch over during power cuts

2022年9月26日星期一

A spokeswoman for Denso said the information

 Toyota, in a notice dated Aug. The sales declines have triggered major job cuts in India’s auto sector, with many companies forced to shut down factories for days and axe shifts. 16 and 17 "due to low market demand of vehicles" and high stock of about 7,000 vehicles.Bellsonica, which is part-owned by India’s biggest carmaker Maruti Suzuki and makes fuel tanks and brake pads, has also let more than 350 workers go in Manesar, two sources said.Denso Corp’s India unit, which makes powertrain and air-conditioning systems for cars, has cut some temporary workers at its Manesar plant in north India, China Type Electric In Wheel Hub Motors Manufacturers four sources familiar with the matter told Reuters.Bellsonica could not immediately be reached.Sources have told Reuters that even more companies have now begun to lay off temporary workers as the slowdown worsens.The Toyota logo is seen on the bonnet of a newly launched Camry Hybrid electric vehicle at a hotel in New Delhi, India, January 18, 2019.

A spokeswoman for Denso said the information was incorrect and declined to elaborate further. In a separate email, another company official disputed that the firm employed temporary workers at its Manesar plant. 7, industry executives asked for tax cuts, and easier access to finance for dealers and buyers, in an effort to revive sales. 13, told its workers the company would halt production at its plants in Bengaluru in southern India on Aug.Passenger vehicle sales in July fell at the fastest pace in nearly two decades.Hyundai, in a memo on August 9, also said it would halt production for several days in August across various departments including its engine and transmission shop.

Raja, deputy managing director, at Toyota’s India unit, told Reuters that while the company had a flexible production system it had to resort to five no-production days in August to prevent the build up of stock. REUTERS/Anushree FadnavisN."The industry is deeply concerned with the reality of poor customer sentiment faced by the sector," said Raja, adding he hoped the government would step in to support the industry.New Delhi: With India’s auto sales declining for the ninth straight month in July, more automotive manufacturers are laying off workers and temporarily halting production to keep costs in check, according to sources and documents seen by Reuters.

A Hyundai Motor India spokesman said the company expected sales to pick up in the festive season starting next month and added that the company had not laid off any workers.Japanese carmaker Toyota Motor and South Korea’s Hyundai Motor are the latest in a string of companies to briefly halt some parts of production at plants to combat slumping sales, according to company memos to employees, reviewed by Reuters.Reuters earlier this month reported automakers, component manufacturers and dealers had already cut 350,000 jobs..In a meeting with India’s finance ministry on Aug

Executives from across the sector also asked

 "Currently we are going through one of the biggest slowdowns that we have seen in recent times," Pawan Goenka, managing director at automaker Mahindra said earlier on Wednesday after the company reported a quarterly profit.The meeting, chaired by India’s Finance Minister Nirmala Sitharaman, was attended by senior executives from automakers including Maruti Suzuki, Hyundai Motor, Toyota Motor, Skoda, Mahindra & Mahindra, Tata Motors and Hero MotoCorp and auto parts makers Minda Industries and India Pistons.

India’s auto industry demanded tax cuts and easier access to finance for dealers and buyers at a meeting with Indian government officials on Wednesday to discuss the sector’s woes, sources said, in an effort to revive sales that have slumped.40 per cent.Arvind Sawant, minister for heavy industries, who attended the meeting, told reporters that the government had heard the industry’s concerns but needed more meetings before making any decisions.While several factors have contributed to the slump, a deepening liquidity crunch among India’s shadow banks that lend to the companies, dealers and car buyers has been the biggest single factor hurting sales.For the auto industry, though, the China Electric Bicycle motors manufacturers concern is that the banks and shadow lenders will not cut their lending rates by as much as the RBI because the lenders are overburdened by bad debts or finding it difficult to borrow.

Executives from across the sector also asked the government to provide incentives to scrap old vehicles, which they said would help boost sales, and urged officials to reconsider a proposal to hike registration fees for automobiles as it would hurt demand, the two sources said.On Wednesday, the Reserve Bank of India (RBI) lowered its benchmark interest rate for a fourth straight time, slicing 35 basis points off the repo rate to bring it down to 5."HUGE DANGER"The auto sector, which contributes more than 7 per cent of India’s GDP, is facing one of its worst downturns.Representatives from the auto, auto components and dealers trade bodies as well as officials from the ministries of finance, heavy industries and road transport were also present.

Passenger vehicle sales have dropped for nine straight months through July, with some automakers suffering year-on-year declines of more than 30 per cent in recent months. They said that while the industry would like to switch to clean fuel technology the aggressive push was delaying purchases by buyers who fear gasoline vehicles could be banned, the sources said. We have listened to them," he said, adding that officials would come up with a solution soon.Motorbike maker Yamaha Motor and auto components makers including France’s Valeo and Subros have laid off about 1,700 temporary workers in India, Reuters reported on Tuesday.Goenka, who said this is the worst Indian autos market since 2001, warned of a "huge danger" of job losses and sought government intervention.

The auto executives urged the government to cut taxes on cars and auto components to 18 per cent from 28 per cent and sought help to prod banks to lower lending rates and make the loan terms more lenient, one of the sources said."We have not given any immediate solution.The executives also asked the government to go slow on its electric vehicles plan

2022年8月24日星期三

Passenger vehicle sales have dropped

 "Currently we are going through one of the biggest slowdowns that we have seen in recent times," Pawan Goenka, managing director at automaker Mahindra said earlier on Wednesday after the company reported a quarterly profit.The meeting, chaired by India’s Finance Minister Nirmala Sitharaman, was attended by senior executives from automakers including Maruti Suzuki, Hyundai Motor, Toyota Motor, Skoda, Mahindra & Mahindra, Tata Motors and Hero MotoCorp and auto parts makers Minda Industries and India Pistons.New Delhi: India’s auto industry demanded tax cuts and easier access to finance for dealers and buyers at a meeting with Indian government officials on Wednesday to discuss the sector’s woes, sources said, in an effort to revive sales that have slumped.40 per cent.Arvind Sawant, minister for heavy industries, who attended the meeting, told reporters that the government had heard the industry’s concerns but needed more meetings before making any decisions.While several factors have contributed to the slump, a deepening liquidity crunch among India’s shadow banks that lend to the companies, dealers and car buyers has been the biggest single factor hurting sales.

For the auto industry, though, the China Electric Bicycle motors manufacturers concern is that the banks and shadow lenders will not cut their lending rates by as much as the RBI because the lenders are overburdened by bad debts or finding it difficult to borrow.Executives from across the sector also asked the government to provide incentives to scrap old vehicles, which they said would help boost sales, and urged officials to reconsider a proposal to hike registration fees for automobiles as it would hurt demand, the two sources said.On Wednesday, the Reserve Bank of India (RBI) lowered its benchmark interest rate for a fourth straight time, slicing 35 basis points off the repo rate to bring it down to 5."HUGE DANGER"The auto sector, which contributes more than 7 per cent of India’s GDP, is facing one of its worst downturns.Representatives from the auto, auto components and dealers trade bodies as well as officials from the ministries of finance, heavy industries and road transport were also present.

Passenger vehicle sales have dropped for nine straight months through July, with some automakers suffering year-on-year declines of more than 30 per cent in recent months. They said that while the industry would like to switch to clean fuel technology the aggressive push was delaying purchases by buyers who fear gasoline vehicles could be banned, the sources said. We have listened to them," he said, adding that officials would come up with a solution soon.Motorbike maker Yamaha Motor and auto components makers including France’s Valeo and Subros have laid off about 1,700 temporary workers in India, Reuters reported on Tuesday.Goenka, who said this is the worst Indian autos market since 2001, warned of a "huge danger" of job losses and sought government intervention.The auto executives urged the government to cut taxes on cars and auto components to 18 per cent from 28 per cent and sought help to prod banks to lower lending rates and make the loan terms more lenient, one of the sources said."We have not given any immediate solution.The executives also asked the government to go slow on its electric vehicles plan

2022年7月18日星期一

With a dual roto pulsator

The washing machine comes in the signature design of distinct wash and drain tub along with a transparent, paneled plastic lid for convenience. The Daiwa waching machine incorporates thermal protectors which are meant to protect the motor from impact resistance.Daiwa expands its range of consumer durables with the semi-automatic top load washing machine D65SWM18 with the capacity of 6.In the shade of Maroon, this semi-automatic washing machine is available in the stores across Punjab, Uttar Pradesh, Haryana and Delhi..Daiwa claims the designed of the washing machine is sturdy and it has dynamically durable exterior.

With a dual roto pulsator, it’s equipped with higher spin speed & lower drying time, as claimed by the company. It is priced at Rs 7,599. Moreover, the lint filter captures the lint or any dirt that is released from China Electric Bicycle motors suppliers the clothes while washing.The company says it is designed to prevent overheating that cause motor failure and possesses rust-proof body with the configuration of high-quality plastic which endures heavily humid climate without getting corroded. Some are concerned about section 66A and 88A of the amendment bill, which empower Centre to form National Transportation Policy and for establishing a framework for grant of transport permits.3 million people die each year as a result of road traffic crashes and around 50 million are severely injured.

Thou-gh there were consensuses on the provisions related to road safety, during the discussions in Rajya Sabha, most of the MPs, who spoke from Oppo-sition political parties, have expressed their objections to dilution of the state’s powers. Motor Vehicle (Amendment) (MVA) Bill 2017 is important due to radical changes in the law, which is 30 years old.5 lakh people die in a year. Out of 10 lives lost in traffic, nine are lost in low and middle-income countries even though these countries have approximately 54 per cent of the world’s vehicles only.Now or NeverWill the bill see the light of the day?

2022年6月26日星期日

We have constituted a high-level committee

 The strike was announced after the talks of negotiation between the AIMTC and the Union government did not yield the desired result.Nagpur: After the All-India Motor Transport Congress (AIMTC) called off its nationwide strike, Union Minister of Road Transport and Highways, Nitin Gadkari, China Drive Brushless Geared E-bike Motors lauded the organisation for the decision.

"I am happy that they have called off the strike. I assure them that we will work on the things that have been decided," he said. The government is sensitive to the demands of transporters. Well try our best to solve their problems at the earliest," he said.Gadkari further said the government was "sensitive" to the demands of the transporters, adding that a high-level committee was constituted to look into the unfulfilled demands.

Furthermore, Gadkari, while addressing a press conference here, assured the AIMTC of working on the things that have been decided. We have constituted a high-level committee to discuss the remaining demands," he tweeted in Hindi. Transport unions, led by the AIMTC, began the nationwide strike on July 20 over several demands including a cut in diesel prices and highway tolls. They have withdrawn their strike following the governments appeal."The decision of All India Motor Congress to end the strike is commendable.

Road Transport Secretary YS Malik also thanked the AIMTC for ending the strike. Minister of Finance Piyush Goyal has been very helpful."Their role in keeping the economy on track is integral. Goods and Service Tax (GST) compliance, practical problems with e-way bills were some other issues which the transport unions were protesting against. We had already accepted several demands

The best time to learn about Florida

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